Finalyze · AI Credit Intelligence

One connected platform for financial data, credit intelligence and controlled review.

Finalyze applies AI to document understanding, transaction classification, revenue and cost recognition, and credit signals—helping teams work from structured evidence while keeping people accountable for decisions.

Platform capabilities

AI Credit Intelligence Platform

AI-assisted preparation, reviewable evidence and controlled workflows help teams make better use of financial information.

01

Document understanding

Read bank-statement PDFs and varied financial layouts and convert them into structured, reviewable information.

02

Transaction intelligence

Organise inflows, outflows and transaction descriptions into consistent categories for analysis.

03

Revenue and cost recognition

Help distinguish recurring operating flows from transfers, financing movements and other non-operating activity.

04

Credit and risk signals

Bring liquidity, revenue stability, debt burden, concentration and repayment-related indicators into a structured view.

05

SME readiness

Combine business inputs, VAT revenue, existing debt and bank intelligence into a clearer financing profile.

06

Governed review

Keep evidence, analyst review, permissions and consent within the process rather than treating AI as an autonomous lender.

Built for decision support, not automated approval

Final credit decisions remain with the lender. AI outputs support review and must be validated by authorised users.